Transfer from card to card

Sberbank Online

Advantage - prevalence and reliability. He is a state and therefore will not go bankrupt. Now it's free, although you need to activate the Mobile Bank service, which will cost something.

Advantage - we see who transfer money (if the card is also a savings bank). That is, I know that mistakenly the wrong figure was not pressed and the money did not go to another user.

ЮMoney.MasterCard

Yandex has made its first plastic card in cooperation with bank Tinkoff. (Since October 2016, these cards become inactive)
Now they have their own MasterCard PayPass - contactless card.
You do not need to pay for withdrawing money from Internet. Your account is tied to a card, just pay with the card and pay 0% for this kind of withdrawal.

Pin-code

We set the pin-code ourselves. When receiving the card we receive an email, follow the link and double-enter the PIN code we invented.
This should be neither a year nor a phone number, and the figure is clear only to you.
I recommend that you write the password in password manager, be sure to use the manager.