Express loan

Business / Money / Currency

Express loan

It can be obtained not only when buying goods in the store, but and on the Internet, write Vedomosti. The pilot project for the provision of such loans was launched by the Fosborn Home broker.

The scheme works in much the same way as and when visiting a regular store. First, the client must choose the goods, and then apply for a loan. The only difference is that you will have to fill out the questionnaire electronically, as well as provide a scanned copy of your passport. The broker will check the data, select the optimal offer and send the request to the appropriate bank. Waiting for a response will take about 20 minutes for the customer.

Credits will be provided only for part of the purchase price. The customer can make his contribution with a credit card (the main check of your identity), cash on delivery of the goods by a courier or other online store in the way.

Then he will be provided with a signature and a loan agreement. Not later than a week after the transfer of goods and the signing of the contract, the online store will receive money. His commission "Fosborne" will receive from banks.

The publication notes that the online store Ozon tried to use credit schemes of sales, but they were unclaimed because of the small size of the average check (1800-1900 rub.). Experts believe that loans will be more popular when shopping for more than 10,000 rub.

According to experts, as of January 1, 2010, Russian banks issued loans to the population of 3.6 trillion rub. Only 103 billion rub. Of them was provided in the trade networks.

Kredity.ru

Together with Metrobank offer to issue a loan for any needs via Internet for 15 minutes without a certificate of income.

But you will need a passport, possibly a labor.
17% per annum.

There are also a lot of advertisements on other lending opportunities, mortgage lending.

Express credit

It can be obtained not only when buying goods in Store, but also on Internet, write Vedomosti. A pilot project to provide similar Loans launched by the Fosborn Home broker.

With Hema works in the same way as when visiting a regular store, first the customer has to choose the product and then apply for the loan.The difference is that you will have to fill out the questionnaire electronically and also provide a scanned copy of the passport. The broker will check the data, pick up The optimal offer and send the request to the appropriate bank.The expectation of the response will take about 20 minutes for the customer.

Credits will be provided only for a part of the purchase price. The customer can make his contribution with a credit card (the main check of your identity), cash on delivery of the goods by a courier or other online store in the way offered.

Then he will be given a signature and a loan agreement for signing. Not later than a week after the transfer of goods and the signing of the contract, the online store will receive money. Fosborn will receive its commission from banks.

The publication notes that the Ozon online store tried to use credit sales schemes, but they were unclaimed because of the small value of the average check (1800-1900 rubles). Experts believe that loans will be more popular when shopping for more than 10.000 rubles. According to experts, as of January 1, 2010, Russian banks issued loans to the population of 3.6 trillion rubles. Only 103 billion rubles. Of them was provided in the trade networks.